Craddock Insurance Services, Inc. was established in 1984 by C. Herbert Craddock, a native of Charlottesville. Before starting his own agency, Herb was already well known in the Charlottesville community. During the prior 20 years Herb had helped countless people by selling them life insurance and property insurance for Prudential. All the years of experience that he had gained serving and helping others went into forming Craddock Insurance Services, Inc.
On January 1, 2009 Herb’s oldest son Chic took over the agency after working with Herb for over 15 years. He has continued to run the agency in a fashion that our clients both old and new can depend on.
Service Starts Here
That’s how we want our clients to feel when they call Craddock Insurance Services, Inc. We offer a full line of property and casualty products: Home, Auto, Business and Commercial. Other personal lines include Life, Health, and various retirement products.
Our agency is a second generation family owned business dedicated to knowing our clients and their needs on a personal basis. The protection of your assets and minimizing your exposures to risk is our goal. Be sure and give any of our associates a call for your insurance needs. We look forward to working with you.
Thank you for your time and interest in our company!
An Independent Advantage
We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Craddock Insurance Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.